Welcome to the Chelsea Structured Products Department. Please find below a list of structured products currently available to purchase via Chelsea Financial Services on an execution-only basis. Please note this list does not constitute a personal recommendation as we are unable to offer personal investment advice. If you require investment advice you should consult an expert adviser.
Our discount is usually in the form of an enhancement to your plan, so if you invest £10,000 and the discount is 1.5%, your initial investment will be increased by £150 to £10,150.
Please note the closing dates listed are the latest the plans will close and the date is usually two weeks earlier for receipt of ISA transfers. Furthermore, the product providers reserve the right to close an offer early if there is sufficient demand.
Please send all applications to Chelsea Financial Services at the following address in order to receive our discounted terms:
If you have any questions about the plans, such as the credit rating of the counterparty or how the return is calculated, please telephone our main office on 020 7384 7300.
Provider |
Product |
Term |
Investment Risk |
Counterparty and S&P Rating |
Product Summary |
Product Literature |
Chelsea Discount |
Closing Date |
 |
Defined Returns Fund 5 |
5 Years |
If the level of the FTSE 100 at maturity is less than 50% below the starting level, the fund will pay back the capital invested, but will pay no maturity return.
Capital is lost if the level of the FTSE 100 at maturity is more than 50% below the starting level. In this case, no maturity return will be paid and capital will be reduced by 1% for every 1% the index has fallen below the opening level.
|
|
This fund aims to provide potential returns based upon the performance of the FTSE 100 index. This product offers a potential return of 6% at year one, increasing by 6% for each subsequent year of investment.
There is a potential for early maturity if the index level on one of the product's anniversaries is at or above the initial index level. |
Brochure
ISA Application Form
ISA Transfer Application
Direct Invesment Application Form |
2.0% |
20/08/10
20/07/10 for transfers |
 |
FTSE Returns Plan |
6 Years |
Capital is returned in full regardless of index performance, subject to counterparty risk. |
Barclays Bank (AA-) |
The FTSE Returns Plan offers investors a geared return linked to the performace of the FTSE 100 index. Potential returns equal 1.5 times the first 28% rise in the index, up to a maximum 42%.
If the FTSE 100 Index is up 14% after 24 months, a minimum return of 14% will be locked in. If the Index is up 28% after 48 months, a minimum return of 28% will be locked in and paid at maturity. |
Brochure
Application Form |
1.5% |
31/08/10
17/08/10 for transfers |
| Growthbuilder |
6 Years |
Capital is returned in full regardless of index performance, subject to counterparty risk. |
Barclays Bank (AA-) |
This product offers potential locked-in returns of 6.6% for each year that the FTSE 100 is at or above its starting index level, up to a maximum of 39.6%. |
Brochure
Application Form |
1.5% |
04/08/10
21/07/10 for transfers |
 |
FTSE 100 Growth Plan 18 |
5 Years |
Capital is returned in full regardless of index performance, subject to counterparty risk. |
Investec Bank
(BBB-)^ |
This product offers exposure to growth in line with the FTSE 100, whilst offering protection against market downturns.
The potential returns are 100% of any growth in the FTSE 100 over the period, up to a maximum of 50%. |
Brochure
Application Form
Transfer Application Form |
1.5% |
06/08/10
20/08/10 for transfers |
 |
FTSE Best Entry Growth Plan 5 |
6 Years |
Capital is lost if the level of the FTSE 100 at maturity is more than 50% below the starting level. In this case, capital will be reduced by 1% for every 1% the index has fallen below the opening level.
|
Morgan Stanley (A) |
This product offers potential returns of two times the performance of the FTSE 100 over the investment term, up to a maximum of 125%.
Performance of the FTSE 100 is not measured from the start date of the investment. Instead, levels are taken monthly in the first quarter and the lowest recorded level of the FTSE 100 is used as the Best Entry level.
|
Brochure |
1.5% |
28/07/10
21/07/10 for transfers |
| FTSE Bonus Growth Plan 2 |
6 Years |
Capital is lost if the level of the FTSE 100 at maturity is more than 50% below the starting level. In this case, capital will be reduced by 1% for every 1% the index has fallen below the opening level. |
Morgan Stanley (A) |
This product offers a potential return of 9.5% at year one, increasing by 9.5% for each subsequent year of investment.
There is a potential for early maturity if the index level on one of the product's anniversaries is at or above the initial index level. |
Brochure |
1.5% |
25/08/10
18/08/10 for transfers |
| FTSE Income Plan 2 |
6 Years |
Capital is lost if the level of the FTSE 100 at maturity is more than 50% below the starting level. In this case, capital will be reduced by 1% for every 1% the index has fallen below the opening level. |
Morgan Stanley (A) |
This product offers the investor a fixed return of 7.5% per annum for the duration of the investment. |
Brochure |
1.5% |
25/08/10
18/08/10 for transfers |
| FTSE Kick Out Growth Plan 5 |
6 Years |
Capital is lost if the level of the FTSE 100 at maturity is more than 50% below the starting level. In this case, capital will be reduced by 1% for every 1% the index has fallen below the opening level.
|
Morgan Stanley (A) |
This product offers potential returns equal to 130% of any growth in the FTSE 100 over the investment period with no cap.
Early Exit can be triggered if the FTSE 100 has risen by 10% or more after 3 years. In this case, capital will be returned along with a fixed payment of 40%. |
Brochure |
1.5% |
28/07/10
21/07/10 for transfers |
| FTSE Protected Growth Plan 35 |
6 Years |
Capital is returned in full regardless of index performance, subject to counterparty risk.
|
Morgan Stanley (A) |
This product offers potential returns of 100% of the FTSE 100 over the course of the investment term with no cap.
Early Exit can be triggered if the FTSE 100 has risen by 10% or more after 3 years. In this case, capital will be returned along with a fixed payment of 16%. |
Brochure |
1.5% |
28/07/10
21/07/10 for transfers |
| FTSE Tracker Plus Plan 4 |
6 Years |
Capital is lost if the level of the FTSE 100 at maturity is below the start level. In this case, capital will be reduced by 1% for every 5% the index has fallen below the opening level.
Investments are in assets issued by Morgan Stanley, rated A by Standard and Poor's.
|
Morgan Stanley (A) |
This product offers potential returns of 1.2 times the performance of the FTSE 100 with no cap. |
Brochure |
1.5% |
28/07/10
21/07/10 for transfers |
 |
Income Plan: Capital & Income Lock-in |
6 Years |
Capital is lost if the level of the FTSE 100 at maturity has fallen further than 40% from its starting level. |
Barclays Bank
(AA-) |
This fund offers a potential return of 7% per annum, paid quarterly (1.75% per quarter), provided that the FTSE 100 is not more than 40% below its starting value on the quarterly observation date.
There is a potential for income lock-in, should the FTSE 100 be at125% or more of its starting level on any anniversary of the product. In this case, all future income payments will be paid out regardless of future index performance. |
Brochure |
1.5% |
12/08/10
05/08/12 for transfers |
 |
Top Ten Kick-out Plan 2 |
6 Years |
Capital will be returned in full at maturity, provided eight or more of the Shares have not fallen by more than 50% below their respective Opening Levels at maturity. If three or more of the Shares have fallen by more than 50%, capital will be reduced 1% for each 1% the third worst performing Share is below its Opening Level. |
BNP Paribas
(AA) |
This product offers potential returns linked to the performance of the top 10 companies listed on the FTSE 100.
If, on any anniversary date, eight or more of the Shares are at or above their respective Opening Levels, the Plan will mature and pay 19% (not compounded) for each year the Plan has been in force. If the Closing Level of three or more of the Shares are below their respective Opening Levels on the anniversary date, the Plan will continue for another year.
If the Plan runs for its full six-years, the investment return will be 114% as long as eight or more of the Shares are at least equal to their respective Opening Levels at close of business on 8 August 2016. If the Final Level of three or more shares are lower than their respective Opening Levels there will be no investment return payable. |
Brochure
Application Form
ISA Transfer Form |
1.5% |
03/08/10
23/07/10 for transfers |
 |
Annual Growth Plan Issue 5 |
6 Years |
Capital is lost if the level of the FTSE 100 at maturity is more than 50% below the starting level. In this case, capital will be reduced by 1% for every 1% the index has fallen below the opening level. |
HSBC
(AA) |
This product offers a potential return of 9% at year one, increasing by 9% for each subsequent year of investment.
There is potential for early maturity if the index level on one of the product's anniversaries is at or above the initial index level. |
Brochure
Application Form
ISA Transfer Form |
1.5% |
03/09/10
11/08/10 for transfers |
* subject to the counterparty remaining solvent and able to meet its obligations. If the issuer fails to meet its obligations, you may get back less than is due to you or nothing at all.
^ rating from Fitch as no Standard & Poor's rating is available.
** subject to Financial Services Compensation Scheme, details of which can be found at www.fscs.org.uk/consumer
